Florida Auto Insurance - Auto Insurance IN Florida


Orlando Auto Insurance - Do I need it

If you live in Orlando, Florida or you have to visit for more than 90 days you must have Florida auto insurance.

Bear in mind that driving with no car insurance is against the law. You have to obtain auto insurance even for vehicle which you are not using at the moment,if it has Florida registration tag.

 Your auto insurance must be from Florida and cannot be a policy from another state

Orlando Auto Insurance Requirements:

The minimum coverage required is:

1. PIP - Personal Injury Protection, $10,000.

2. PDL - $10,000 Property Damage Liability,$10,000

Additionally, if you have been involved in an accident, or have been convicted of certain offences, you may be required to purchase Bodily Injury Liability (BIL) coverage.

Note that Florida is one of the few states with No Fault auto insurance law.

This means that if you are involved in an accident, your insurance company will cover your medical expenses, regardless of who was at fault.  The at fault party is responsible for covering the property damages.

Ways to save money on Orlando Auto Insurance

In comparison with other cities in Florida, people living in Orlando pay slightly more for their car insurance.

Of course, there are a lot of things you can do in order to pay less for your auto insurance.

1. Reduce your mileage - walk,carpool and biking are all good options. Driving less means more affordable vehicle insurance and less money for gas too.

2. Be a carefully driver- if you have speed tickets or other traffic violations, auto in Orlando will not come cheap.

3. Go online and compare - don't accept your renewal quote, shop around instead.

Get free Orlando auto insurance quotes in minutes and see how much you can save today.